![]() #SIGNATURE LOAN FREE#Insured by NCUA.Įxisting Member Apply Today Non-Member Apply Todayįor more information call us direct at 71 or toll free 88 option 5 or, stop by a branch to apply or to speak to a representative view our branch locations and hours. All terms subject to change without notice. Monthly payment on a $1,000 loan for a period of 12 months is $90.05 with a 17.06% APR (APR = Annual Percentage Rate). There will be a mandatory $20 application fee payable at the time of loan disbursement. You must have a checking account open for at least 3 months. Applicant must also have a recurring direct deposit, no less frequency than monthly, for a minimum of $500. *To qualify for an Express Signature Loan, you must be a primary member, 18 years or older, in good standing for at least one year, and be eligible for Overdraft Protection. If you need funds to stretch your budget and want quick convenience, the Express Signature Loan* offers what you need! Need some extra cash? When you need some money and need it fast, this a quick and easy way to get a $1,000 or $1,500 loan for 12 months. Apply with a Membership Officer at one of our convenient branch locations!Įxisting Member Apply Today Non-Member Apply Today Express Signature Loan.For questions or to Apply call us at 71 or toll free 88 option 5.Check out our current loan rates and terms. Payment Example: 60 monthly payments of approximately $21.49 per $1,000 borrowed at 10.50% APR. Other restrictions may apply and rates are subject to change without notice. Loan term, loan to value (LTV) and/or down payment, for example, may vary based upon your credit history. Stated “rates as low as” apply to well-qualified applicants. Rates for approved loans are based on the applicant’s credit history. Loan Rates Below Effective: Octothrough October 31, 2022ģ6 month financing is available on loan amounts up to $14,999Ĥ2 month financing is available on loan amounts of $15,000 – $29,999Ĥ8 month financing is available on loan amounts of $30,000 – $50,000 Our knowledgeable and friendly loan officers treat you with the respect you deserve. HFCU provides fast loan decisions – usually while you wait. HFCU offers Credit Life & Credit Disability Insurance at a low cost. A signature loan also called a personal loan or an unsecured loan is one in which a lender doesn’t require any collateral to secure the loan. HFCU offers a fixed annual percentage rate on our unsecured loans. HFCU’s unsecured loans can be used for any purpose. These loan specials are great for paying taxes, taking a summer vacation, getting the kids ready to go back to school, and even to pay for holiday expenses! In addition to our regular signature loans, we also offer a signature loan special where you can borrow up to $2,500 with a term up to 18 months, at a rate equal to 1% off our standard signature loan rates. Our signature loans can be a much better choice. You may not want to withdraw funds from savings or put a purchase on a credit card offered by someone else at a higher annual percentage rate. Looking for a signature loan that you can use for just about anything? Our loans have low rates and better terms than many financial institutions dare to offer! If you need cash, you need it fast. Credit Card Fraud and Foreign Transactions.Apply for a Signature Loan from XCEL Federal Credit Union in NYC and NJ. Overdraft Protection Plans and Opt-In Form When life comes calling, an affordable Secured Personal Loan may be the answer.HFCU Card Alerts and Protections Service.HomeAdvantage Real Estate Agent Network. ![]()
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